Important Disclaimers and Legal Information

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is presented without warranty of any kind, express or implied. We recommend consulting with qualified professionals before making financial decisions.

We make no guarantees regarding the accuracy, completeness, or reliability of any information presented. Results may vary significantly based on individual circumstances, market conditions, and external factors beyond our control.

Information Accuracy and Limitations

While we strive to maintain accurate and up-to-date information, we cannot guarantee the precision or completeness of all content. The following limitations apply to our informational content.

• • Market data and financial information may be delayed or subject to revision
• • Regulatory changes may affect the applicability of certain information
• • Personal circumstances significantly impact the relevance of general guidance
• • Third-party information sources may contain errors or omissions

Limitation of Liability

Our liability is limited to the fullest extent permitted by Malaysian law. We disclaim responsibility for various types of damages and losses as outlined below.

Professional Consultation Recommendation

This website provides general information only and does not constitute professional financial advice. Every individual's financial situation is unique and requires personalized analysis.

We strongly recommend seeking qualified professional consultation before making significant financial decisions. Consider your personal circumstances, risk tolerance, and long-term objectives when evaluating any financial approach.

External Links and Third-Party Content

Our website may contain links to external websites and third-party resources for your convenience. These links do not constitute endorsement of the linked content or services.

We do not control external websites and assume no responsibility for their content, privacy practices, or availability. Please review third-party terms and conditions before engaging with external services.

Individual Results and Outcomes

Financial outcomes depend on numerous personal and market factors. Individual results will vary based on circumstances, commitment level, market conditions, and implementation of discussed approaches.

Individual results may vary

Jurisdiction and Governing Law

This disclaimer is governed by Malaysian law and regulations. Legal matters are subject to the jurisdiction of Malaysian courts and applicable financial services regulations.

User Indemnification

By using this website, you agree to indemnify and hold harmless Ximathoravel and its representatives from any claims, damages, or expenses arising from your use of the website or reliance on provided information.

Severability of Terms

If any provision of this disclaimer is deemed unenforceable by Malaysian courts, the remaining provisions shall continue in full force and effect without impairment.

Disclaimer Modifications

We reserve the right to modify this disclaimer at any time to reflect changes in law, regulation, or business practices. Material changes will be posted with updated effective dates.

Contact Information for Legal Matters

For questions regarding this disclaimer or legal matters, please contact us using the information provided below during business hours.